Buying your first home is so exciting! But it can be overwhelming, let Pink Mortgage Solutions take the wheel and guide your through the process.
We will gather information relating to your earnings, outgoings , lifestyle and funds available to build an overall picture of your current and future circumstances. This will allow us to tailor our advice to you. If you believe your situation is complicated – get in touch as its probably not as bad as you think!
Ready to Move? There are several options available to you! Moving home does not mean you need a whole new mortgage because you maybe able to move your existing mortgage to your new home and arrange a ‘top up’ for any further borrowing required, at Pink Mortgage Solutions we will review your current circumstances to find you the most cost effective option to help you move home. You will have to allow for the additional costs involved for example – estate agency selling fees, valuation and legal services but the good news is we can use some of your equity towards this. Whatever your next steps are for you and your family get in touch to go through the options.
Remortgaging is the process of switching your current mortgage deal to a new product or lender, there can be various reasons for this – you are at the end of your current deal, capital raising for home improvements, debts consolidation – this list goes on! There can be costs involved but some lenders can cover the legal and valuation costs. Pink Mortgage Solutions will arrange both the valuation and solicitors on your behalf and guide your through the process to completion.
You may have to pay an early repayment charge to your existing lender if you have a remortgage.
A buy to let mortgage is when you buy a property with the intention of renting the property to gain and income. This can be a great way to earn extra income for your retirement. Pink Mortgage Solutions can guide.
There is no guarantee that it will be possible to arrange a continuous letting of the property ,not that the rental income will be sufficient to meet the cost of the mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £549.
*NHS Workers, Police Offers and Armed Forces will not need to pay this fee.
Pink Mortgage Solutions is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
Clear Mortgage Solutions Limited. Registered Office: 114 Centrum House Dundas Street, Edinburgh, EH3 5DQ. Registered in Scotland Number: SC463175.
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